Ancillary Benefits

We’ve got the products you need to help round out the health insurance component of your employee benefits program. Whether it’s employer funded or offered on a voluntary basis, we can provide the following:

  • Dental
  • Vision
  • Disability
  • Long-Term Care
  • Group Life

Dental and Vision

We’ve simplified the dental and vision benefits selection process so you can provide budget friendly plans for your company’s most valuable asset, your employees.


Short-term disability-Coverage starting as soon as 3 days with terms extending for 3,6 or 12 months

  • Long-term disability-Coverage typically starts after a 90 day waiting period and can extend for years, up to age 65 and even for a lifetime
  • Business Overhead Expense (BOE)-Pays the insured’s business overhead expenses if he/she becomes disabled
  • Buy/Sell-for small businesses with partners and is often coupled with an individual disability policy, it allows a company to remain operating if one of the owners becomes disabled

Long-Term Care

Coverage that provides nursing home care, home healthcare, adult day care coverage for individuals 65 or older with a chronic or disabling condition that needs constant support. Long-term care helps protect assets, give people a choice about care and eases the burden on family members

Group Life

Group life insurance can include Term, Whole or Universal